LINCOLN, Neb. – The following is from the Federal Emergency Management Agency:
“After registering for disaster assistance with the Federal Emergency Management Agency (FEMA), most homeowners and renters may also be contacted by the U.S. Small Business Administration (SBA) to apply for a low-interest disaster loan.
There are good reasons to submit an application, even if the survivor had not considered a loan.
There is no cost to apply for a loan, but SBA disaster loans provide the largest source of long-term federal disaster recovery funds for survivors.
If SBA is unable to offer you a loan, you may be referred back to FEMA for additional benefits. There is no obligation to accept an SBA loan.
Some types of FEMA grant assistance are not dependent on completing an SBA application. These include rental assistance, medical, dental and funeral expenses.
It is not necessary to submit the SBA application to be considered for these initial assistance grants.
Survivors who have been referred to the SBA based on the information provided during registration with FEMA will not be considered for certain Other Needs Assistance grants unless they complete and return an application to the SBA.
If you don’t complete the SBA application process, you may not be considered for these other FEMA grants to replace clothing and certain household items, repair or replace a damaged vehicle, or to pay for moving and storage costs.
In planning your household’s disaster recovery, it is wise to consider the widest possible set of options to ensure that all available federal disaster resources will be available if needed.”